Endorsed Members

The Association provides independent banks with quality services designed exclusively for the benefit of its state membership.

Bank Financial Services Group

BFS 2014 Swoosh

8000 W. 78th St., #100
Edina, MN 55439-2535
(800) 931-7782
Fax (952) 828-0893
Contact: Mark Blake or Josh Miskovich
Email: mblake@bfsgroup.com or jmiskovich@bfsgroup.com
Website: www.bfsgroup.com

Bank Financial Services Group designs, implements and manages non-qualified executive and director benefit plans across the nation. BFS also assists banks in the design and execution of structured BOLI portfolios, integrating BOLI as a means to offset and recover employee benefit expenses.

Bankers Security

9909 E. 56th St.
Raytown, MO 64133
Tel 816-358-0883
Toll free 877-358-0883
Fax 816-358-8686
www.bankerssecurity.com

Established in 1981, Bankers Security is a full-service provider of all types of bank equipment. Our motto of “Tradition with Vision” describes our appreciation of the history of our industry and business while keeping a keen eye toward the ever-changing financial industry. We take great pride in our service department; our product line offers solutions unmatched by our competition.

Over the last 30 years, Bankers Security has provided bank vaults, alarm, drive-up, CCTV, and ATMs. We also offer bank design and lay- out services. We now offer the latest technology in branch transformation products.

With three generations and more than 300 years of collective experience in the bank equipment industry, Bankers Security is truly an “Independent working for the Independent.”

Community Banker Visa Program

Community Banker Visa

LOW PRICES
GREAT CUSTOMER SERVICE
SPECIAL DISCOUNTS

Toll-Free Number: 800-675-6284
Contact Information:
Community Bank Card Center
bankcardmgr@bbok.com

Association membership entitles you to apply for the prestigious “Community Banker” Visa®! Designed to meet the needs of the officers, directors, and employees of our member banks, this “members only” card program was developed for the Missouri Independent Bankers Association and offers an exceptional array of privileges and benefits, including:

NO ANNUAL FEE

• LOW VARIABLE ANNUAL PERCENTAGE RATE

• 25-DAY GRACE PERIOD BEFORE FINANCE CHARGES ARE ASSESSED

• TRAVEL ACCIDENT INSURANCE

• AUTO RENTAL INSURANCE

• FREE ONLINE ACCOUNT INFORMATION

• CASH ADVANCE AT THOUSANDS OF ATMS

• AUTOMATIC PAYMENT OPTION

• PROMPT EXPERT SERVICE FROM YOUR COMMUNITY BANK CARD CENTER

• Plus, MIBA receives a royalty for each purchase made with your “Community Banker” Visa®!

• Add ScoreCard Rewards, a gift and travel rewards program, available for a low annual fee.

• Earn one point for every dollar you spend – every time you use your card to shop, dine, travel, pay bills or entertain.

• You may redeem your earned points for exciting gifts and travel packages. There is no cap to how many points you can earn.

• Car rental, hotel stay, vacation packages, cruises, and even events are all part of the travel rewards available from well-known companies such as Hertz, National, Marriott and Hyatt.

• This program is open to all directors, officers and employees of MIB stockholder banks or MIBA members.

• SUPPORT MIBA BY APPLYING FOR THE COMMUNITY BANKER VISA® CARD!

For more information or an application, contact the Community Bank Card Center at 800-675-6284 or email us at bankcardmgr@bbok.com.

Computer Service Professionals, Inc.

CSPIcolor

www.cspiinc.com

LOW PRICES
GREAT CUSTOMER SERVICE
SPECIAL DISCOUNTS

MAIN OFFICE LOCATION
805 W. Stadium Blvd.
Jefferson City, MO 65109
Toll-Free Number: 800-933-4873
Phone Number: 573-635-1281
Contact Information:
Keith Paden
sales@cspiinc.com

CSPI provides community banks comprehensive software and hardware solutions with a proven commitment to provide the highest level of responsive professional service and support. CSPI’s long term customer list includes over 300 community banks in the United States. We believe if our customers succeed, we succeed.

Our products incorporate the latest banking standards and technologies to enable our clients to implement cost effective results producing solutions to meet today’s technology needs. The CSPI Image Processing system consists of modules that range from basic item processing/image capture to more advanced applications such as CAR/LAR, electronic image exchange, branch capture, e-mail statements, etc. With additional interfaces, images captured with our system can be viewed by other products such as teller research or Internet banking systems. Other modules include multi-bank processing, merchant capture, remittance (lock box), signature verification, and document imaging and tracking.

• Proof of Deposit/Image Processing: Proof of Deposit/Check Imaging, Check 21 Capabilities – Fed Image Import, Fed Image Export, Image Archival/Retrieval, Image Statement/Notice Printing and delivery via Email/Internet, Reporting System, Customer CD Creation, All Items Research/Onus Research, Multi-Institution processing, Security, Branch Capture, Host/Core Interface, Signature Card Scanning, Image Access through Internet Banking & Host/Core Vendors Systems, Optical Mark Recognition – used with folder/inserter machines (AutoMail compatible) and Browser Research
• Merchant Capture (eDeposit)
• Aurora Remittance (Lockbox)
• Document Imaging and Tracking Software
• Report Management System (Cold Storage)
• Image Quality/Usability Software
• Automatic Signature Verification

Since 1988, CSPI has established an outstanding reputation for dedicated customer service and support. For more information about our company and our solutions, please contact us or visit our website. We also invite you to contact our current MIBA member customers.

Equitable Mortgage Corporation

equitable logo

“We only do the home loan. You keep the customer”
www.equitablemortgages.com

LOW PRICES
GREAT CUSTOMER SERVICE
SPECIAL DISCOUNTS

MAIN OFFICE LOCATION
909 East Republic Road – Ste. B200
Springfield, MO 65807
Phone Number: 417-887-6688
Fax: 417-887-7097
Contact Information:
John Cardoza
john@equitablemortgages.com

Equitable Mortgage Corporation is a Missouri owned and operated Mortgage Bank that specializes in working with small independent banks. In business since 1996, Equitable Mortgage Corporation offers conventional, government, and rural home loan programs and boasts in-house underwriting. By partnering with Equitable Mortgage Corporation, community banks are able to meet their customers’ fixed rate and rural mortgage needs while generating immediate fee based income to the bank.

Why Partner on Home Loans?
• Fixed Rates – Access to long term fixed rate loans
• Program Choice– Conventional, FHA, VA, USDA, Rural and Large Acreage
• Profitability – You can earn fee income, up to 2% of the loan amount
• Retention – Stop your customers from going to your competitors for home loans
• Secondary Market – Access the secondary market without the headaches

Why Equitable Mortgage?
• Easy – You take the application; we do most of the loan processing for you
• Local – A Missouri Lender that understands the unique aspects rural lending
• Knowledgeable – We suggest the best program to fit your borrower’s situation
• Personable – Our highly trained staff takes the time necessary to assist in each loan
• Experienced – This is our 18th year of lending
• Compliance—We stay on top of the ever changing lending regulations: Including ATR (Ability-to-Repay) & QM (Qualified Mortgage) effective Jan 2014.

Contact us for Additional Information or to schedule a Loan Officer Training

ICBA Bancard/TCM Bank

icba-bancard

1615 L St. NW, Ste. 900
Washington, DC 20036
Tel 800-242-4770
Contact: Client Relations
E-Mail: bancard@icba.org
Website: www.icbabancard.org

ICBA Bancard/TCM Bank provides community banks access to comprehensive and innovative electronic payment solutions, including credit & debit card issuing for consumers & small businesses and merchant processing solutions. Additionally Bancard offers an exclusive Fraud Loss Protection program, training & education and robust customizable marketing solutions.

Competitive credit card portfolio valuation, consultation and purchase options are also available.

ICBA Mortgage

1615 L St. NW, Ste. 900
Washington, DC 20036
Tel 800-253-5356
Contact: Ron Haynie, Executive Vice President
E-Mail: ron.haynie@icba.org
Website: www.icbamortgage.com

ICBA Mortgage provides a solid connection between the nation’s robust mortgage lending programs and community banks. Specialized direct selling to Fannie/Freddie and educational programs are also available.

ICBA Reinsurance

1615 L St. NW, Ste. 900
Washington, DC 20036
Tel 888-790-6625
Contact: Steve Ello, President/CEO
E-Mail: reinsurance@icba.org
Website: www.icbareinsurance.com

With exclusive relationships with national insurance providers, com- munity banks gain access to life and disability insurance coverages to meet virtually any borrowing need. Through ICBA Reinsurance, participating banks can receive commission income and have the opportunity to qualify for dividends and a share of investment income. Participating banks are supported with exceptional training and education.

ICBA Securities

icba-securities-new

775 Ridge Lake Blvd., Ste. 175
Memphis, TN 38120
Tel 800-422-6442
Contact: Jim Reber, President & CEO
E-Mail: jreber@icbasecurities.com
Website: www.icbasecurities.com

ICBA Securities provides a full suite of investment products and services for community banks through its exclusively endorsed broker, Vining Sparks.  Included are traditional fixed-income securities, interest rate products, whole loans, M&A and valuation services, and investment advisory services. Vining Sparks also has state-of-the-art asset/liability and bond accounting products.  ICBA Securities, a wholly-owned subsidiary of the ICBA, provides a full calendar of educational events for community bankers and investment professionals.  As the only broker/dealer owned by the community banking industry, ICBA Securities returns 100 percent of its earnings to the industry in the form of royalties and dividends.

The Insurance Group

The Insurance Group - full

MAIN OFFICE LOCATION
Sales and Service by Jim Ford, The Insurance Group Inc.
Toll-Free Number: 800-711-8052
Phone Number: 573-875-4800
Fax: 573-875-4514
Contact Information:
Jim Ford
Cell: 573-268-6044
jford@theinsurancegrp.com

The Insurance Group, Inc. provides a full range of insurance products and human resource services. Their integrity based business philosophy has allowed them to build long term relationships with their clients. Numerous companies are represented by The Insurance Group, Inc. enabling the agency to provide the best insurance solutions to their clients year after year.

The following is a short list of the many products and services available:

  • Executive Liability Coverages (D&O)
  • Financial Institution and Excess Deposit Bonds
  • Cyber Liability Coverages
  • Commercial Package, Auto and Workers Compensation Coverages
  • Lender placed coverages and tracking tools
  • Fee Income Products – Credit Life, Disability and Others
  • Group Health Coverages
  • Employment Practices Liability
  • Human Resource and Benefit Consulting Services

Federal Flood Program

The Insurance Group - full

“An accurate, cost-effective approach to Flood Zone Determinations”

LOW PRICES
GREAT CUSTOMER SERVICE
SPECIAL DISCOUNTS

MAIN OFFICE LOCATION
Sales and Service by Jim Ford, The Insurance Group Inc.
Toll-Free Number: 800-711-8052
Phone Number: 573-875-4800
Fax: 573-875-4514
Contact Information:
Jim Ford
Cell: 573-268-6044
jford@theinsurancegrp.com

Since 1992, Federal Flood Certification Corporation has employed an accurate, cost-effective approach to Flood Zone Determinations, enhanced by a commitment to technology and customer-focused services that comprise our Total Solutions Flood Protection Program.
Why use Federal Flood?
– FedFlood.com automated ordering system accessible from any internet-ready PC.
– Integrated mapping technology increases efficiency and reduces turnaround times.
– Customer Service Guarantee: All calls answered in under a minute by a customer representative, never a voicemail.
– Federal Flood products accessible thru multiple loan origination systems and electronic reporting platforms.
– Industry leading dispute resolution that focuses on accelerating the closing process, not debating the flood status!
– All certificates guaranteed and backed by an A+ rated $5 million errors and omissions insurance policy.
– Endorsed by the Missouri Independent Bankers Association

FIRST BANKERS’ BANC SECURITIES, INC.

FBBSLogo1

Main Office:
1714 Deer Tracks Trail, Ste. 110      Tel 888-726-2880 Fax 314-863-1721
St. Louis, MO  63131

KC Office:
6800 College Blvd., Ste. 420
Overland Park, KS  66211

Contact:      A.W. Spellmeyer, President, awspellmeyer@firstbankersbanc.com
Website:      www.firstbankersbanc.com

First Bankers’ Banc Securities, Inc. (FBBS) is a full service brokerage firm dedicated to serving the investment needs of the banking community. Our reputation for quality investment counseling has made us one of the top choices among community banks throughout the Midwest.

Our experienced sales staff is well versed in helping bankers evaluate, analyze and execute fixed income security transactions.  We specialize in government, agency, municipal and corporate bonds, CDs, mortgage backed securities, mutual funds and equities. Bond portfolio accounting and analysis, as well as asset/liability management services are also available. Municipal bond credit review is one of our newest services available to community banks.  In addition to these services, we can help community bankers with local bond financing issues through our public finance department.

JMARK Business Solutions

JMARK-LOGO-TAG-RGB

601 N. National Ave., Ste. 102
Springfield, MO 65802
Tel 417-863-1700
Fax 417-863-2400

Contact: Thomas H. Douglas, President & CEO
E-Mail: tdouglas@jmark.com
Website: www.jmark.com

The JMARK Financial Division- JMARK’S Financial Services Team has the specialized expertise to support your bank with custom solutions built for YOU:

  • Complete Outsourced IT Management
  • Short- and long-term technology planning
  • Regulatory compliance programs
  • Audit prep and support
  • Security planning, monitoring, and response
  • Business continuity
  • Backup management
  • Disaster recovery
  • Documentation services
  • Help desk
  • Application support
  • Patch management
  • Server management
  • IT vendor management and coordination
  • 24x7x365 monitoring

A huge differentiator for JMARK is that we focus on people before technology. We know that people run businesses, and when we can create efficiencies in how people operate, we help to reduce stress, while increasing productivity – by delivering superior services. This makes our clients happier, and ultimately more profitable. We pride ourselves in creating positive business outcomes for our clients, and YOU will receive nothing less than our best. GUARANTEED.

JMARK is headquartered in Springfield, MO with offices in Oklahoma, Arkansas and Colorado. We currently have clients in every industry from coast to coast and now in 7 countries. JMARK key services are: Complete IT Managed Services, remote IT helpdesk, network/data security monitoring and management, managed servers, managed workstations, vendor management, cloud computing, business Continuity & Disaster Recovery Planning, vendor management, telecommunications.

KASASA

Logo-Kasasa-Color

4516 Seton Center Pkwy., 300
Austin, TX 78717
Tel 636-466-0992
FAX 512-795-9488

Contact: Bob Vedder, VP Regional Director
E-Mail: bob.vedder@bancvue.com
Website: www.kasasa.com/offer-kasasa

Kasasa® is the innovative leader in branded, community-powered banking products proven to drive profit and growth for community financial institutions. With unprecedented access to training, compliance, research, support resources and customized consulting, Kasasa’s flagship suite provides a research-based strategy leveraging the power of a branded relationship platform. Kasasa is making community financial institutions the topic of conversation for happy consumers nationwide. For more information, please visit www.kasasa.com, or visit them on Twitter @Kasasa, Facebook, or LinkedIn.

MIDWEST INDEPENDENT BANK

MIB Logo DARK BLUE

910 Weathered Rock Rd.                           Tel 800-347-4642
PO Box 104180                                         Fax 573-635-3504
Jefferson City, MO 65110

Contact: Matt Sinnett, President/CEO – msinnett@mibanc.com

Website: www.mibanc.com

The MIBA is proud of its role in the creation of the Midwest Independent Bank (MIB). MIB, a full service, correspondent bank, was chartered in 1984 after passage of legislation introduced by the MIBA. The Association was instrumental in implementing the initial feasibility study and stock sales effort which led to the bank’s charter. MIB, Missouri’s premier correspondent bankers’ bank, is owned and directed by the Midwest community banks it serves and offers an alternative to large holding company correspondent relationships which were the only choice before the MIB was created.

BENEFITS OF MIDWEST INDEPENDENT BANK

  • Committed to offering quality products & services.
  • MIB’s sole purpose is to serve financial institutions
  • MIB will never compete with its customer banks

OPERATIONAL SERVICES

  • Midwest Image Exchange Network- MIE.net™
  • Check Clearing Products
  • Cash Management
  • Federal Funds
  • CONTROL – Information Reporting
  • Wire Transfers
  • ACH
  • Safekeeping
  • Foreign Exchange Services

LENDING SERVICES

  • Commercial Loans
  • Commercial Real Estate
  • Ag Loans
  • Over-Lines/Participations
  • Bank Stock Loans
  • Special Purpose Loans

OTHER SERVICES

  • Investments
  • Bond Accounting

We also offer audit services to community banks in our marketplace thru our subsidiary MIB Banc Services, LLC.

 

MIDWEST OFFICE

Logo jpeg

3700 W. Wabash
Springfield, IL 62711
Tel 866-978-5555
FAX 866-753-1417

Contact: Dave Holmin, Sales Manager
E-Mail: dholmin@midwestoffice.com
Website: www.midwestoffice.com

Midwest Office is an independent office products company headquartered in Springfield, Illinois. With our two Missouri locations in Springfield and St. Joseph, we can offer next day delivery on over 50,000 brand name and private label products. Our item selection includes: Office supplies, office furniture, promotional products, breakroom and janitorial supplies.

Midwest offers consistent and reliable customer service representatives to assist you at every step of the way during your ordering process. You can place your order by either calling one of our 7 customer service representatives, ordering online at www.midwestoffice.com or email us at customerservice@midwestoffice.com   We also offer a knowledgeable and talented sales and design team to help bring your office vision to life. We will work with you to design and install your new office furniture.

Midwest Office offers MIBA members our exclusive preferred pricing. With our history of banking knowledge, Midwest can help your branch operate at its utmost efficiency while keeping your cost low.

We pride ourselves with having the most knowledgeable and skilled office product sales and support staff in the industry. Our focus is always on you, making sure you get the products you need in the shortest amount of time possible.

SHAZAM, Inc.

Shazam

www.shazam.net

LOW PRICES
GREAT CUSTOMER SERVICE
SPECIAL DISCOUNTS

MAIN OFFICE LOCATION
6700 Pioneer Parkway
Johnston, IA 50131
Contact Information:
Ken Diekemper, Regional Sales Manager
800-844-7715

SHAZAM is proud of its endorsement by the MIBA Board of Directors. For more than 30 years, SHAZAM has helped community financial institutions of all sizes compete effectively in their local markets. We provide a comprehensive suite of products and services, including:
• ATM processing
• Debit and ATM card processing
• Card authorization service
• Merchant processing
• Automated Clearing House (ACH) services
• Information security solutions
SHAZAM is a not-for-profit, member-owned and -controlled network and processor, enabling us to act as a strategic partner with each of our participants. We remain responsive to all participants, and decisions are made for the benefit of all SHAZAM customers. We are committed to our independent philosophy. This assures you that our loyalties are not split -– we will never be your competition. The SHAZAM network consists of more than 1,500 financial institutions in 30 states.

Welch Systems, Inc.

welch logo_2c

www.welchsystems.com

LOW PRICES
GREAT CUSTOMER SERVICE
SPECIAL DISCOUNTS

MAIN OFFICE LOCATION
7206 N. Terra Vista Drive
Peoria, IL 61614
Toll-Free Number: 800-322-2657 ex 179
Phone Number: 309-692-4336
Fax: 309-692-4643
Contact Information:
Jeff Radtke, VP/General Manager
jradtke@welchsystems.com

Cash is the most in-demand payment instrument. For businesses of any size that handle cash, insuring it is efficiently managed, secured, and accounted for is of extreme importance. The affects of inefficient cash management can be costly, yet the returns from its expert handling highly beneficial.

Successful cash management requires a partner that understands your business needs and possesses the technology and expertise to provide cash management solutions.

Welch Systems, Inc. specializes in making either the receipt or distribution of cash efficient and profitable for our customers. We provide cash solutions from definitive experts wherever money moves. Our philosophy is to provide superior service through concentrated resources and expertise.

MIBA Members receive exclusive discounts and warranty on selected cash solution equipment purchases.

• Teller Cash Automation…Dispensers, Recyclers, Vault Buy
• Self-Service Coin Deposit Centers
• Coin Sorters/Counters
• Currency/Document Counters
• Coin Packagers & Auto Wrappers

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